I am Facing Wage Garnishment. What Should I Do?
A subscriber is facing garnishment of their wages. Click to hear Lynnette's advice on how to fight wage garnishment. The post I am Facing Wage Garnishment. What Should I Do? appeared first on The Money...
View ArticleThe Dangers of Using Debt Settlement Companies
Last Updated: September 9, 2015With the average U.S. household owing more than $10,000 in credit card debt, it’s no surprise that millions of consumers are turning to debt management companies or debt...
View ArticleLynnette Khalfani-Cox on The Daily Drum WHUR 96.3 Howard University Radio
Last Updated: April 24, 2016Listen to Lynnette Khalfani-Cox, The Money Coach during her appearance on The Daily Drum with host Harold Fisher. The Daily Drum is broadcast on Howard University Radio,...
View ArticleHow to Get Out of Debt
Last Updated: September 10, 2015If one of your personal or financial goals is to get out of debt this year – or at least eliminate your debt as soon as possible – now is a great time to get started....
View ArticleWill Debt Settlement Appear On My Credit Report?
Last Updated: January 19, 2016Q: Hi, I have rec’d an offer of settlement from a collection agency representing CitiCard for about 18% of the current balance. When I asked to have the “line item”...
View ArticleWill Credit Counseling Hurt My Credit Rating?
Last Updated: October 13, 2015Q: Hello Ms. Khalfani-Cox. Is it better to work with a debt management company and pay off a lot of creditors every month over a long period of time (I would be paying off...
View ArticleGot Debt? 5 Financial Terms You Must Know
Last Updated: September 10, 2015Getting a loan or obtaining new credit when you’re already in debt isn’t easy – especially if your credit rating has suffered for any reason in the recent past. But it...
View ArticleDebt Management Vs. Debt Settlement Explained
Copyright Lynnette Khalfani-Cox Q: I Need Help With Credit Card Debt But Am Worried About Scam Companies. Can You Refer Me to a Good Debt-Elimination Program, and Explain the Difference Between a Debt...
View ArticleWill Accepting a Settlement Offer From a Credit Card Company Affect Your...
Copyright Lynnette Khalfani-Cox Accepting a settlement offer from a credit card company will negatively impact your credit rating and lower your credit scores. The reason for this is that when a...
View ArticleIs Debt Settlement Right For You?
Copyright Lynnette Khalfani-Cox A subscriber wants to know if they should consider Debt Settlement as an option? The post Is Debt Settlement Right For You? appeared first on The Money Coach.
View ArticleWill I Receive Form 1099-C If I Settle A Debt?
Copyright Lynnette Khalfani-Cox Q: Is it true that I will be given a 1099-c when I settle a debt for $600 or more off the amount that was due? If so exactly what does this mean? What is the tax...
View ArticleCan I Offer A Settlement For A Defaulted Student Loan?
Copyright Lynnette Khalfani-Cox Q: I am at month 11 of a student loan rehabilitation program for a defaulted loan of about $80,000. I have made 10 on time monthly payments of $550. My parents will help...
View ArticleDischarged Debt: The Path to Relief and Financial Recovery
Copyright Lynnette Khalfani-Cox All Rights Reserved Dealing with debt can be an overwhelming experience, leaving many individuals feeling trapped and hopeless. Discharged debt offers a path towards...
View ArticleDebt Consolidation vs. Debt Settlement: Understanding Your Options
Copyright Lynnette Khalfani-Cox All Rights Reserved Dealing with debt can be overwhelming and stressful. It’s important to understand your options and choose the approach that best suits your financial...
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